Static Caravan Insurance

static caravan insurance is an essential requirement. If you own a static caravan and don’t have it, you are asking for trouble.

Owning a static caravan is a great way to take more holidays, and at much shorter notice than is normally possible. Unlike a touring caravan though a static caravan is prone to many geographical risks in the campsite where it is kept. Many people ignore the risks of things like flooding, storms and falling trees despite just how common they are. There is the risk in winter of burst pipes, which can cause major major problems.

The biggest risk for static caravans however is theft and accidental damage. As many caravans have some contents in the van when unoccupied, such as kettles,  microwaves, etc… these are at risk of the opportunist thief.

So you need to consider all of these things when considering static caravan insurance. Try to protect against them the best you can, but very importantly, ensure you are properly insured.

If you rent your static caravan out then you should make sure that you have protection against a loss of income in the event that your caravan should become uninhabitable. If you don’t then you could be hit with the double whammy of the excess of any repairs AND the loss of income while the caravan is repaired.

You should also ensure that you have liability insurance if you rent your static caravan out. Should a guest get hurt due to something that is deemed to be your fault, you could find yourself many thousands of pounds out of pocket. This protection will cover any medical and court costs you may incur as the result of such an accident.

A little thought and planning can save you a considerable amount of heartache and cash. So make sure you know the risks, and make sure you have them covered. Make sure you have the right static caravan insurance.